Filing Deadlines Under Tennessee Law — and What Changes When a Child Is Hurt
The general rule is short. Under section 28-3-104 of the Tennessee Code, actions for "injuries to the person" must be commenced "within one (1) year after the cause of action accrued." The same section allows two years instead when criminal charges are brought against a person alleged to have caused or contributed to the injury, the conduct is the subject of a criminal prosecution commenced within one year by a law enforcement officer, a grand jury or another source the statute lists, and the injured person brings the action against the party prosecuted. The statute says this subsection "shall be strictly construed." In product-liability cases, the same section says the cause of action accrues "on the date of the personal injury, not the date of the negligence or the sale of a product."
A child's claim follows a different path. Under section 28-1-106 of the Tennessee Code, if the person entitled to sue was under eighteen, or adjudicated incompetent, when the cause of action accrued, the action may be commenced "after legal rights are restored, within the time of limitation for the particular cause of action, unless it exceeds three (3) years, and in that case within three (3) years from restoration of legal rights."
Government-owned parks carry their own deadline. Under section 29-20-305 of the Tennessee Code, if a claim is denied, a claimant may bring an action in circuit court against the governmental entity where immunity has been removed under that chapter (and, in counties above a population the statute sets, in general sessions court), and "the action must be commenced within twelve (12) months after the cause of action arises."
If a defective ride is involved, there is an outer limit as well. Section 29-28-103 of the Tennessee Code requires a product action to be brought within the periods in section 28-3-104 and the other sections it names, but in any event within six years of the date of injury, and within ten years from the date the product was first purchased for use or consumption, or one year after the anticipated life of the product expires, "whichever is the shorter." Minors' actions "must be brought within a period of one (1) year after attaining the age of majority, whichever occurs sooner." The section excludes asbestos exposure and silicone gel breast implant claims. In plain terms, an older ride can fall outside this window even when an injury is recent.
These rules can overlap, and missing one can end a claim. Which applies depends on who the defendant is, what caused the injury and the injured person's age.